While you are working there are several options available to build up a pension pot for use when you retire. All the options are governed by Inland Revenue regulations and all benefit from the tax man contributing to the investment.

The main options available now are:
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• SIPPs (Self Invested Personal Pension) allow you to take greater control of managing the investment of your pension fund. We help you take full advantage of this flexible option.
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• SSASs are similar to SIPPs as they are flexible. They are operated by your employer.
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• Group Pensions are run by your employer and we help advise you and administer the pension for your employer.
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• ISAs (Individual Savings Account) can be used as part of your retirement funding. The amount you can put in each year however is relatively limited.

What about Stakeholder Pensions, Final Salary Schemes, Occupational Pension Schemes, State Pensions, Personal Pension Plans, Additional Voluntary Contributions? With so many options and rules for new and existing schemes, it’s best to talk face to face with an experienced and knowledgeable Beaumont Robinson Adviser, who will lead you through this complex subject as clearly as possible.